pin compliance, auditor, auditing, bank, credit union

eSS performs a variety of Information Technology (IT) audits for Banks, Credit Unions, Point of Sale operations, Merchants, Processors, Encryption Service organizations (ESOs), Independent Service Organizations (ISOs), Key Loading/Injection Facilities, Credit Card services and so on, as follows:

  • TG-3 (recently renamed as TR-39) audit of ATM operations in banks and credit unions,
    per requirements
    by Star, NYCE and Pulse EFT networks of all their members.

  • TG-3/TR-39 audit of debit POS transactions for Merchants per requirements by
    Star, NYCE and Pulse EFT networks.

  • Subsections of TG-3/TR-39 audit that apply to ISO, ESO and KLD facilities, as
    required by the members of EFT networks.

  • PCI PIN Security Audits (aka Visa and MasterCard’s PIN Security audits) of PIN
    debit transactions for financial institutions, merchants, vendors, and processors.

  • General enterprise data security audits per ISO 27001
    (formerly known as BS 7799) audit guideline.

  • ACH audit of all financial institutions who are either RDFI
    or OFDI or both, per NACHA’s guidelines.

  • Sas70 audits for third party service providers are done by eSS
    and partner firms: Secure State LLP and FTI consulting.
Our List of Auditing Clients Include:

• Bank of Stockton
• First Utah Bank
• Wells Fargo Bank
• Wilmington Trust Bank
• Royal Bank of Canada
• MidWisconsin Bank

• Diebold Corp

• Shazam EFT Network

• Bay Area Rapid Transit (BART)

• Markle Bank

• JC Penney

• Lowes Companies
• Sears Roebuck & Co.

• Safeway Inc.
• Stater Bros Markets
• Stop & Shop Markets
• Giant Food Stores
• SaveMart Groceries
• 3Pea Technologies
• Agilysys Inc.
• Electronic Payment Exchange
• BancNet Corporation

• Motorola Key Loading Facility
• ID Tech Key Loading Facility
Sacramento Credit Union
• Arrowhead Credit Union
• Honda Federal Credit Union
Continental Federal Credit Union
Orange County Teachers Credit Union
• First City Credit Union
California Credit Union
• Key Point Credit Union
• And Many More!